Loans

Personal Loan Calculator

Monthly payment and total interest before you sign anything.

Enter your numbers above.

Estimates only — not financial advice. See assumptions below.

How this works

Assumptions

  • Fixed APR for the full term; no origination fee included.
  • Monthly payments, month-end. Add any origination fee to the true cost.

FAQ

What does APR include?

APR reflects the yearly cost of borrowing including most lender fees — it's the number to compare across lenders. An origination fee charged separately still raises your true cost.

Fixed vs. variable rate?

This calculator assumes fixed. Variable-rate loans can change; only compare fixed to fixed.

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